Discussions

July, Thank you so much for taking the time to share your insights during your time of loss. May your husband’s memory be a blessing to you in these difficult times.  I used to think estate plans were only for rich people. Now I understand that they are for responsible people, of whatever income level. So I invested in the services of an estate attorney to put all of the paperwork together for us. It was worth every penny.  He knew so many ins and outs of the law (for example, in our state that “safe deposit box” rule mentioned below applies, and so we would have been making a serious mistake putting our wills in a safe deposit box, which is what I had planned to do.) As time has gone by, however, it is so easy to let little bits and pieces fall to the side – those stray accounts you mentioned, for example. In general I’ve made it a practice to simplify, simplify, simplify. A bank offers you $200 to open a new account and maintain it for a year?  NOPE. It’s not worth it to have that extra paperwork.  The checkout lady offers you 5% off to sign up for a card? NOPE.  (It’s easier to say no when you freeze your credit, which you should absolutely do, because then you actually CAN’T open a new account!) Whenever I have a major change – in insurance, an account, or whatever –  I send all of the details to the executor of my estate. That way he won’t have to go digging or get surprises months later.  And though it is a complete pain, I do ensure our accounts are properly titled and that I check the beneficiaries periodically.   As summer wedding season approaches, I encourage folks to consider gifting newlyweds with the services of an estate attorney.  Most couples starting out don’t have the funds to hire an attorney (though they are not nearly as expensive as you would think), and what a great gift to get them started on their life together.  The estate planning process sparks deep and meaningful conversations and can really help a couple solidify what is important to them. Would be a great gift for graduates, too.  

I own three SCOTTeVEST products: Two jackets and one vest. I vote vest, specifically the “QUEST” vest. If you think of them as a wearable suitcase, that is the right viewpoint. For prepping purposes, their usefulness is somewhat limited in that I don’t think they are particularly sturdy and they don’t actually function well as clothing items. I would not buy one to use just as a vest or just as a jacket; they are not especially comfortable and not particularly flattering. But they are great at what they do, which is to hold a LOT of stuff. One good use would be as a wearable get home bag that you could hang on the jacket hook of your car.  Less likely to be stolen than a bag, and super easy to grab and go while remaining inconspicuous (if you buy the black model, it is amazing how much you can carry without anyone realizing you have anything in the pockets).  But it does not have enough space for a full-blown BOB.  Another idea would be a similar scenario in an office.  You could load the pockets with emergency items and hang it on your coat hook and no one would be the wiser, whereas if you have a bag people are likely to ask you about it.   I mainly use my vest when traveling, as my “third suitcase”.  I travel extremely light, and packing the vest with some of my carryon items allows me to better balance the weight and avoid some of the gate check nonsense.  In the back pocket of the vest I can fit two laptops – TWO! – and then I distribute some of my heavier items (filled water bottle, extra battery pack, charging cables etc) into the other pockets.  That way I don’t have to carry those items in my actually carryon bag, which both frees up space and minimizes weight.  And usually I can fit it on top of other carryon bags in the overhead compartment and if not it hangs on the hook by the tray table.  Perhaps if I used it every day I would get more accustomed to it, but since I only use it when traveling I have found it to be a PAIN to remember what is in which pocket and how to get in to said pocket.  So usually once I arrive at my destination I just empty the vest out and hang it on a hook until it is time to go home again.  Once in a while I wear it instead of a backpack to a theme park or something, so I can carry things like umbrellas without a backpack.  And an argument could be made for wearing it in touristy areas as some of the pockets would baffle pickpockets (but will also baffle you, so be prepared to spend a long time trying to remember where the heck your wallet is. I seriously recommend practicing what you put where before you leave or you’ll look like an idiot trying to find your ID and stuff when you get to the airport!). Keep an eye out for the sales, which happen fairly regularly and especially on typical sales days like Black Friday. And I recommend sizing UP.   Once you fill up all the pockets with all the stuff, it is harder to zip the darned thing. And if you are female, be aware that the female QUEST vest was clearly designed for the flat-chested.  Definitely measure before ordering, because their return policies are not particularly generous.  

I, too, did the equivalent of over-exuberant Costco runs (though mine were to other stores since I am not a Costco member). I can’t say any of my chocolate lasted three years though! I have no regrets. 🙂  I also discovered cacao nibs during the pandemic. While not quite the same as chocolate chips or cocoa, they are still delicious and satisfy my chocolate craving. It seems they store well for long-term storage.  I like to sprinkle them in yogurt or granola; a little goes a long way.   As for Vitamin C, I recommend looking for nonconventional sources. For example sauerkraut is a great source of Vitamin C; granted the shelf life of the canned version seems to be “only” around 5 years (I say “only” because in a true SHTF situation 5 years is a long time). Most people think of only fruits like lemons and so forth but red cabbage and broccoli are also high in Vitamin C and can be relatively easy to grow; some survival food companies also sell freeze-dried broccoli.  Strawberries and blueberries are also fairly high in vitamin C and the freeze-dried versions can be bought in forms that claim a 25-30 year shelf life.  One thing I do now, when abundant food supplies are available, is make a conscious effort to eat as much variety as possible.  Essentially I’m storing nutrients in my own body.  It takes  about three months with no vitamin C sources to develop scurvy.  I figure if you start an emergency situation as healthy as possible, and you have a lot of variety in your food stores, scurvy is likely to be the least of your worries. 1/2 a cup of freeze-dried broccoli claims 50% of your daily requirement for vitamin C, and can be stored for up to 30 years.  Freeze-dried strawberries have 80% of the daily requirement in 1/2 a cup.  I’m not sure that would hold for 30 years, but honestly in a SHTF situation we probably won’t be around in 30 years.  But going out with a strawberry smoothie would be kind of a nice way to go.  

If you have a gas fireplace it should be serviced every year, and when that happens you should ask the contractor about the viability of this scenario.  In my case one gas appliance in my house would keep running in a power outage (assuming the gas kept flowing), but the other had a safety shutoff so that it would not, since the vent for that appliance required electric power to prevent carbon monoxide buildup. I had the appliance moved so that the vent could be “passive” and keep working in a power outage. The next time I have my HVAC service done I’m going to ask my contractor about precisely the scenario you described: Hooking up the fans to a Jackery. Thank you for that idea! For years I did not know my fireplace needed annual service and wow did it make a difference in terms of the heat produced, air quality in the house, and even the appearance of the fireplace. It was worth every penny and I regret not having it done before. The guy even did a full safety inspection and refused to leave until we moved one of our carbon monoxide detectors (we have many) closer to the fireplace. He said his company had had clients who died during storms because they slept next to the gas fireplace for heat, but didn’t have a carbon monoxide detector and had not had their fireplaces serviced regularly.  (A blockage from, say, a birds’ nest is all that it takes).  So they went to sleep all cozy and warm but never woke up again. 


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July, Thank you so much for taking the time to share your insights during your time of loss. May your husband’s memory be a blessing to you in these difficult times.  I used to think estate plans were only for rich people. Now I understand that they are for responsible people, of whatever income level. So I invested in the services of an estate attorney to put all of the paperwork together for us. It was worth every penny.  He knew so many ins and outs of the law (for example, in our state that “safe deposit box” rule mentioned below applies, and so we would have been making a serious mistake putting our wills in a safe deposit box, which is what I had planned to do.) As time has gone by, however, it is so easy to let little bits and pieces fall to the side – those stray accounts you mentioned, for example. In general I’ve made it a practice to simplify, simplify, simplify. A bank offers you $200 to open a new account and maintain it for a year?  NOPE. It’s not worth it to have that extra paperwork.  The checkout lady offers you 5% off to sign up for a card? NOPE.  (It’s easier to say no when you freeze your credit, which you should absolutely do, because then you actually CAN’T open a new account!) Whenever I have a major change – in insurance, an account, or whatever –  I send all of the details to the executor of my estate. That way he won’t have to go digging or get surprises months later.  And though it is a complete pain, I do ensure our accounts are properly titled and that I check the beneficiaries periodically.   As summer wedding season approaches, I encourage folks to consider gifting newlyweds with the services of an estate attorney.  Most couples starting out don’t have the funds to hire an attorney (though they are not nearly as expensive as you would think), and what a great gift to get them started on their life together.  The estate planning process sparks deep and meaningful conversations and can really help a couple solidify what is important to them. Would be a great gift for graduates, too.  

I own three SCOTTeVEST products: Two jackets and one vest. I vote vest, specifically the “QUEST” vest. If you think of them as a wearable suitcase, that is the right viewpoint. For prepping purposes, their usefulness is somewhat limited in that I don’t think they are particularly sturdy and they don’t actually function well as clothing items. I would not buy one to use just as a vest or just as a jacket; they are not especially comfortable and not particularly flattering. But they are great at what they do, which is to hold a LOT of stuff. One good use would be as a wearable get home bag that you could hang on the jacket hook of your car.  Less likely to be stolen than a bag, and super easy to grab and go while remaining inconspicuous (if you buy the black model, it is amazing how much you can carry without anyone realizing you have anything in the pockets).  But it does not have enough space for a full-blown BOB.  Another idea would be a similar scenario in an office.  You could load the pockets with emergency items and hang it on your coat hook and no one would be the wiser, whereas if you have a bag people are likely to ask you about it.   I mainly use my vest when traveling, as my “third suitcase”.  I travel extremely light, and packing the vest with some of my carryon items allows me to better balance the weight and avoid some of the gate check nonsense.  In the back pocket of the vest I can fit two laptops – TWO! – and then I distribute some of my heavier items (filled water bottle, extra battery pack, charging cables etc) into the other pockets.  That way I don’t have to carry those items in my actually carryon bag, which both frees up space and minimizes weight.  And usually I can fit it on top of other carryon bags in the overhead compartment and if not it hangs on the hook by the tray table.  Perhaps if I used it every day I would get more accustomed to it, but since I only use it when traveling I have found it to be a PAIN to remember what is in which pocket and how to get in to said pocket.  So usually once I arrive at my destination I just empty the vest out and hang it on a hook until it is time to go home again.  Once in a while I wear it instead of a backpack to a theme park or something, so I can carry things like umbrellas without a backpack.  And an argument could be made for wearing it in touristy areas as some of the pockets would baffle pickpockets (but will also baffle you, so be prepared to spend a long time trying to remember where the heck your wallet is. I seriously recommend practicing what you put where before you leave or you’ll look like an idiot trying to find your ID and stuff when you get to the airport!). Keep an eye out for the sales, which happen fairly regularly and especially on typical sales days like Black Friday. And I recommend sizing UP.   Once you fill up all the pockets with all the stuff, it is harder to zip the darned thing. And if you are female, be aware that the female QUEST vest was clearly designed for the flat-chested.  Definitely measure before ordering, because their return policies are not particularly generous.  

I, too, did the equivalent of over-exuberant Costco runs (though mine were to other stores since I am not a Costco member). I can’t say any of my chocolate lasted three years though! I have no regrets. 🙂  I also discovered cacao nibs during the pandemic. While not quite the same as chocolate chips or cocoa, they are still delicious and satisfy my chocolate craving. It seems they store well for long-term storage.  I like to sprinkle them in yogurt or granola; a little goes a long way.   As for Vitamin C, I recommend looking for nonconventional sources. For example sauerkraut is a great source of Vitamin C; granted the shelf life of the canned version seems to be “only” around 5 years (I say “only” because in a true SHTF situation 5 years is a long time). Most people think of only fruits like lemons and so forth but red cabbage and broccoli are also high in Vitamin C and can be relatively easy to grow; some survival food companies also sell freeze-dried broccoli.  Strawberries and blueberries are also fairly high in vitamin C and the freeze-dried versions can be bought in forms that claim a 25-30 year shelf life.  One thing I do now, when abundant food supplies are available, is make a conscious effort to eat as much variety as possible.  Essentially I’m storing nutrients in my own body.  It takes  about three months with no vitamin C sources to develop scurvy.  I figure if you start an emergency situation as healthy as possible, and you have a lot of variety in your food stores, scurvy is likely to be the least of your worries. 1/2 a cup of freeze-dried broccoli claims 50% of your daily requirement for vitamin C, and can be stored for up to 30 years.  Freeze-dried strawberries have 80% of the daily requirement in 1/2 a cup.  I’m not sure that would hold for 30 years, but honestly in a SHTF situation we probably won’t be around in 30 years.  But going out with a strawberry smoothie would be kind of a nice way to go.  

If you have a gas fireplace it should be serviced every year, and when that happens you should ask the contractor about the viability of this scenario.  In my case one gas appliance in my house would keep running in a power outage (assuming the gas kept flowing), but the other had a safety shutoff so that it would not, since the vent for that appliance required electric power to prevent carbon monoxide buildup. I had the appliance moved so that the vent could be “passive” and keep working in a power outage. The next time I have my HVAC service done I’m going to ask my contractor about precisely the scenario you described: Hooking up the fans to a Jackery. Thank you for that idea! For years I did not know my fireplace needed annual service and wow did it make a difference in terms of the heat produced, air quality in the house, and even the appearance of the fireplace. It was worth every penny and I regret not having it done before. The guy even did a full safety inspection and refused to leave until we moved one of our carbon monoxide detectors (we have many) closer to the fireplace. He said his company had had clients who died during storms because they slept next to the gas fireplace for heat, but didn’t have a carbon monoxide detector and had not had their fireplaces serviced regularly.  (A blockage from, say, a birds’ nest is all that it takes).  So they went to sleep all cozy and warm but never woke up again. 


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